ROBO INVESTING JANUARY 2020 UPDATE

I am using Smartly and StashAway in my Robo portfolio. StashAway allows 99% allocation into stocks plus 1% in cash whereas Smartly has a stock plus bond plus cash combination.

This post is meant to inspire people to start investing, even with $10.

Smartly still isn’t accepting new money at the moment.

STRATEGY

  1. $10 is automatically giro-ed intoSmartly portfolio on the 8th every month.
  2. $10 is automatically giro-ed into my StashAway portfolio on the 25th every month.
  3. Another $10 is added every time there is a significant drop in the market.

SMARTLY (SINCE MAY 2019)

STASHAWAY (SINCE NOVEMBER 2019)

FINAL THOUGHTS

Dollar Cost Averaging via Robo Investing is a get rich slow scheme. Investing $10 per month will not make anyone rich either. It is important to manage expectation when one chooses to invest.

Please take note: I started Robo Investing in May 2019 and this is not suitable for people who wants to earn quick money.

Disclaimer: www.engboonhow.com is an opinion based website. I am not a financial advisor, and the opinions on this site should not be considered as financial advice. This is not a sponsored post. You can contact me for a referral code to invest via Smartly or StashAway if you like to.

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