My Robo Investing portfolio consists of Syfe and StashAway.
Syfe’s Allocation: 98.8% REIT, 1.2% Cash
StashAway’s Allocation: 72% Stock, 7% REIT, 20% Commodity, 1% Cash
These portfolios were started in March 2020 when there was a huge sell-off in the market. There has been a significant recovery ever since. Syfe REIT portfolio consists of Singapore REITs whereas Stashaway’s portfolio has a larger global exposure and also to different asset classes.
This post is meant to inspire people to start investing, even with very little money. Students and young working adults can start investing easily using this method.
STRATEGY
$12.50 is automatically giro-ed into Syfe sub-portfolio every week.
$12.50 is automatically giro-ed into StashAway sub-portfolio every week.
Annually, $1300 ($25 per week x 52) will be giro-ed into the sub-portfolios.
STASHAWAY (SINCE MARCH 2020)
SYFE (SINCE MARCH 2020)
FINAL THOUGHTS
Comparatively, Stashaway is doing better than Syfe REIT+. It is a reflection of Singapore’s REIT market’s slower recovery. The “best’ time in 2020 to invest was in March 2020. People who are still on the sideline, have definitely missed one great chance. By not investing, people are not only missing out on making positive returns, they are also losing money to inflation.
No one should expect to become rich overnight investing via robo-advisors. Beginners can use such methods to get started on investing. But do bear in mind to invest for the long term, like 20, 30 or even 50 years. Personally, I do intend to continue using this (if they continue to exist).
Disclaimer: www.engboonhow.com is an opinion based website. I am not a financial advisor, and the opinions on this site should not be considered as financial advice. This is not a sponsored post. You can contact me for a referral code to invest via Syfe or StashAway if you like to.
Hi engboon, just want to point out it’s an unfair comparison to begin with, how could you weigh syfe 98.8% REITS
While
stashaway 72% Stock, 7% REIT, 20% Commodity, 1% Cash
Definitely the returns are will be drastically different.
Hi Han, thanks for the comment. it is definitely an unfair comparison. Initially Stashaway was 100% equity. I wanted to take a look at 100% equity vs 100% REIT, and how big the difference will be. But stashaway rebalanced to the current composition.